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DR. J. MILNOR COIT.

Dr. James Milnor Coit, formerly for 30 years connected with St Paul's School, Concord, died January 5 in Munich, Germany, where he had resided since 1906. He was born in Harrisburg, Pa., January 31, 1845, the son of Rev. Dr. Joseph Howland Coit, founder of St. Paul's, and younger brother of Rev. Dr.. Henry A. Coit, who succeeded his father as second rector of the school. Milnor Coit was educated at St. Paul's and at Hobart College and after a few years of business life in the West joined the staff at the school. Dartmouth College gave him the honorary degree of Ph. D. Mrs. Coit, who was Miss Eliza Josephine Wheeler of Cleveland, Ohio, died two years ago in Munich, where Doctor Coit conducted a school for American boys for a number of years. They had no children. Doctor Coit was a member of the various Masonic bodies in Concord, where he is widely and kindly remembered.

HON. OSCAR F. FELLOWS Oscar Fowler Fellows was born in Bristol, Sept. 10, 1857, one of the seven children of Milo and Susan (Locke) Fellows, and died at Bucksport, Me., Dec. 28, 1921. He was educated at New

Hampton Literary Institution and was admitted to the bar in 1881, practising at Bucksport until 1905 and subsequently in Bangor. He was president of the Maine Bar Association, 1911-1913. Mr. Fellows was a member of the Maine House of Representatives in 1901 and 1903 and its speaker in the latter year. He had served as collector of customs at Bucksport and as attorney of Hancock county, and in 1909 was appointed by President Roosevelt counsel on behalf of the United States before the international commission in the matter of St. John River. He was a 32nd degree Mason and belonged to the I. O. O. F., A. O. U. W., Modern Woodmen and Bangor Historical Society. He was a Republican in politics and a member of the Methodist church. May 24, 1883, he married Eva M. Fling of Bristol, daughter of Hon. Lewis W. Fling. She survives him with two sons, Raymond and Frank, both of whom were associated with their father in the practise of law.

RUEL H. FLETCHER

Ruel H. Fletcher, born at Cornish, May 16, 1829, died January 14 at his home in Cambridge, Mass. He attended Kimball Union Academy at Meriden and at the age of 20 began a career as teacher which extended over 60 years, being connected with the schools of Cambridge for half a century. The Fletcher School in that city is named in his honor. He is survived by four sons and a daughter, Miss Caroline R. Fletcher, of the Wellesley college faculty.

DR. JOHN C. O'CONNOR John Christopher O'Connor, M. D., born at Bradford, Mass., Dec. 21, 1878, M. Helena the son of James F. and O'Connor, died suddenly January 5' at Manchester, where he was a member of the staffs of the Eliot and Balch hospitals and a trustee of the state industrial school. He graduated from the Haverhill, Mass. High School in 1898, from Dartmouth in 1902 and from the Bowdoin Medical School in 1905. He was one of the finest football players in Dartmouth's athletic history being captain of the eleven in his senior year. After graduation he was equally successful as coach, at Bowdoin, Phillips Andover and Dartmouth. During the world war he was a major in the American Expeditionary Force in France and made a splendid record there, as in all his undertakings. He is survived by his

parents, his widow, Mrs. Helen Raymond O'Connor, and two sons, Marshall and Raymond.

JOHN B. MILLS

John Bailey Mills, born in Dunbarton, September 3, 1848, died in Washington, D. C., January 7. He graduated from Dartmouth college in 1872, president of his class in his senior year, and studied law with Briggs & Huse in Manches

ter, being admitted to the bar in 1875. A Democrat in politics he was clerk of the New Hampshire house of representatives in 1873. He took up journalism instead of the law and worked on the Manchester Union, later in New York and finally for 28 years on the Grand Rapids, Mich., Herald. His wife, who died a few years ago, was Miss Emma Hammond, a fellow employee of the Union. Mr. Mills gave the historical address at the 150th anniversary celebration of his native town.

THE LIVING DARK

By Claribel Weeks Avery

We were sitting by the grapevines where the clustered.
globes hung blue,

And the air was filled with sweetness such as summer

never knew,

And a wind that slept by daylight and had now come
out to play,

Shook the empty nest above us whence the birds
had flown away.

We were not alone together, for the night was there,
Shaking out the sable splendor of her star-

bejeweled hair,

And the moon stole through the tangles like a roguish
queen of thieves

Poking with her golden fingers at the dark and
dewy leaves.

Then the insects ceased their humming and the waters.
ceased their play;

Nature held her breath to listen to the things we

had to say;

So we went in from the darkness that was full of

prying eyes,

Lit the lamp and drew the curtains in the parlor
safe from spies.

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SANDUSKY GAS & ELECTRIC COMPANY

7 Per Cent Cumulative Preferred Stock

This is not a new issue. A public utility operating in Sandusky, Ohio, doing the entire gas and electric business there. Earnings for year ending Dec. 31, 1921 show dividend earned 12 times over. We offer this issue to yield approximately 8% on money invested.

NORTON & COMPANY

BANKERS AND BROKERS

18 Hanover St.

Tel. 4300.

Manchester, N. H.

Private wire Service to New York, Boston and all other exchanges

Life and Accident Insurance

TH

United in One Policy

HIS substantial New Hampshire institution, officered and directed by New Hampshire men, operating under the direct supervision of the New Hampshire Insurance Department, subject to the rigid requirements of the New Hampshire insurance law, furnishes a combination of life and accident insurance in one policy which cannot be duplicated by any other company doing business in this state. Why should New Hampshire people look elsewhere?

What we do for one premium and in one policy:

$5,000.00, death from any cause.

$10,000.00, death from any accident.

$15,000.00, death from certain specified accidents.

$50.00 per week for total disability resulting from accident.

Every dollar of the policyholder's interest as represented by the reserves calculated by the Insurance Department, on deposit with the State of New Hampshire.

A Splendid Opportunity for Successful Agents

UNITED LIFE AND ACCIDENT INSURANCE COMPANY
UNITED LIFE BUILDING, CONCORD, N. H.

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